Fast Approval in Just 3 Minutes All Credit Types Welcome - Fast, Easy and Stress-Free!
Example: $500 for just $8.50/month over 5 years.
APR Ranges From 5.99% up to 35.99% For Qualified Customers
91 Day Minimum up to 72 Month Maximum Repayment Period
Our quick and secure online form takes just 2 minutes to fill out.
Whether you have no credit or excellent credit, our online form is for everyone!
After submitting your request and e-signing your offer, your funds will be in your bank account in no time!
Getting a Loan has Never Been Easier
Creditfinjan is your quick and easy solution for getting a loan, no matter the situation. Simply fill out our secure online form, and we’ll connect you with the loan you need. Thanks to our wide network of trusted lenders, we offer free services in nearly all 50 states - right from the comfort of your home!
Complete our fast form and get your funds quickly. We connect you with trusted financial partners to solve your emergencies effortlessly and fast.
We understand you may have simple questions about the process or requirements. That's why we’ve compiled answers to the most frequently asked questions to make your loan experience smoother and easier!
A personal loan provides individuals with up to $5,000 in funding, perfect for home improvements, large purchases, or vehicle repairs. Loan terms can vary, with some lasting up to 180 days depending on the lender. Our easy online form asks only for basic details and where you'd like the funds to be sent— it's that simple!
Be at least 18 years old
U.S. citizen or permanent resident
Currently employed or receiving steady income
Have a bank account, ideally with direct deposit for receiving funds
Our services are always free of charge, but lenders will apply fees and/or interest on your loan. Once your loan is approved, the lender will provide a full disclosure of the terms. Be sure to carefully review them before signing your loan agreement.
The Annual Percentage Rate (APR) represents the yearly cost of credit. While Creditfinjan isn’t a lender and cannot guarantee specific APRs, they typically range from 5.99% to 35.99%. Repayment periods can vary, with a minimum of 91 days and a maximum of 72 months. Be sure to review the loan agreement carefully, as APR and terms may vary depending on the lender.
You may be eligible for multiple personal loans, but it depends on your state’s laws and your lender’s policies. Be sure to inform your new lender about any existing loans before accepting a new one.
You can apply for a new loan anytime, subject to state laws. If you have an existing loan, be sure to inform your new lender before accepting another one.
Repayment terms can vary depending on the lender. You'll find the specific details, including repayment schedule and method, in your loan agreement. Be sure to review it carefully to understand when and how to make your payments.
Late payment policies and fees vary by lender. Review your loan documents or contact your lender directly for details. Some states may also regulate or limit late fees.
If you miss loan payments, you may default on your obligations, which can negatively impact your credit and hinder future borrowing. Don’t ignore the situation! Reach out to your lender in advance to discuss options and find the best solution.
We prioritize your privacy by using industry-standard encryption to safeguard your data from third-party access. For more details on how we protect your information, please review our privacy policy.
Representative Examples of APR, Total Loan Costs & Fee (#Qualified Customers)
| Loan Amount | $1,000 | $2,000 | $5,000 | $10,000 |
|---|---|---|---|---|
| Interest Rate | 24% | 19% | 13% | 8% |
| Loan Term | 12 Months | 24 Months | 48 Months | 60 Months |
| Fee | 3% | 5% | 8% | 10% |
| Fee Cost | $30 | $100 | $400 | $1,000 |
| Repayment | $94.56 | $100.82 | $131.67 | $202.28 |
| APR | 29.82% | 24.12% | 18.23% | 9.20% |
| Total Payments | $1,134.72 | $2,419.68 | $6,320.12 | $12,136.80 |
| Total Costs | $164.72 | $519.68 | $1,720.12 | $3,136.80 |
The Annual Percentage Rate (APR) is the yearly interest charged on a loan, including fees and other costs, expressed as a percentage. It helps you compare the true cost of borrowing among different lenders. While Creditfinjan.com isn’t a lender and cannot guarantee a specific APR, rates typically range from 5.99% to 35.99%. Loan repayment terms vary, generally from a 61-day minimum to a 72-month maximum. Always review the loan agreement carefully, as the APR and terms may differ from what is listed here.
GET STARTEDIn today’s economy, it can be difficult to stretch a salary until the next payday, especially when unexpected expenses arise. If you find yourself in urgent need of cash and have no savings, applying for a short-term loan can provide immediate relief.
These loans are designed for emergencies and are quick and easy to obtain, especially through online applications. While they offer a fast solution for immediate needs, it’s important to understand how they work and the associated costs. Typically, interest rates range from 5.99% to 35.99% APR, depending on your credit score and the lender's policies.
The application process is straightforward: fill out an online form and wait for verification. Basic qualifications include being of legal age, having a secure job or stable business, and providing accurate personal information. In some cases, your credit score may be evaluated as well. Rest assured, all personal information provided is secure and used solely for the intended purposes.
Remember, short-term loans are meant to provide temporary financial relief, not a long-term solution. If you are facing serious financial difficulties, consider other alternatives or seek professional financial advice.
We are committed to safeguarding your personal information. We use 256-bit SSL technology to encrypt your data. All information is transmitted over secure connections and stored in an encrypted format to prevent unauthorized access.
Creditfinjan.com is not a lender and cannot predict the fees or interest rates for any loan you’re offered. Your lender will provide details on all associated costs, so it's crucial to review the loan agreement thoroughly before accepting. Creditfinjan.com’s service is free, and you are under no obligation to accept any loan terms.
When you accept a loan, you agree to repay it, with interest, within the specified time frame. Failure to do so may result in additional charges. Creditfinjan.com cannot predict or control these charges, as they depend on the lender's policies. Always review the lender's late, partial, and non-payment policies provided in your loan agreement.
Lenders may conduct credit checks to assess your creditworthiness. By submitting a loan request, you consent to this check. Please note, late or missed payments can negatively affect your credit score.
Creditfinjan.com is not a lender and has no role in the debt collection process. Your lender will outline their collection practices in your loan agreement. For any collection-related questions, please contact your lender directly. We only partner with reputable lenders who adhere to fair collection practices.
Creditfinjan.com connects borrowers with lenders or lending partners. The specific terms and conditions of the lender you choose will apply to your loan. We receive compensation from lenders for these connections, which may influence the offers presented to you. Displayed APRs, loan amounts, and interest rates are estimates; actual terms will vary based on the lender and borrower. Some lenders may perform credit checks during approval. Always compare all available options before making a decision. Note that tribal lenders may have higher rates and fees than state-licensed lenders and are subject to federal and tribal laws. This website does not constitute an offer or solicitation to lend. Creditfinjan.com does not take loan applications, broker loans, or act as a lender's agent.
Availability
Personal loan regulations vary by state, affecting your loan amount, APR, and repayment term based on your creditworthiness and the lender’s location and approval policies.
Material Disclosure
Creditfinjan.com is a referral service connecting borrowers with lenders offering loans between $100 and $5,000. Our service is free, but we do not guarantee that you will be matched with a lender, that your loan request will be approved, or that you will receive the requested amount. Lenders may perform credit checks to assess your creditworthiness. Compensation we receive is solely for advertising services. Note: Short-term loans are not a long-term financial solution.
Loan renewals are not always available. Confirm this option with your lender before signing. Carefully review the renewal policy in the loan agreement.
Footnotes
(*) Loan applications are managed by lenders and are subject to their approval. Creditfinjan.com is not a lender.
(**) Once approved, funds can be sent within 15 minutes. Actual timing depends on your bank’s policies.
(***) Some providers offer rates from 4.95% to 35.99% APR, but these low rates are available to select customers only. Repayment terms apply to specific loan products and may vary across our lender network.
